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Breadcrumb: Home > Blog > Retail Loss Prevention
Date: November 5, 2026
Series: Comprehensive Security Guard and Property Protection Services in Toronto and the GTA
Entry: 34
Category: Retail Loss Prevention
As November gives way to the holiday period, retailers can use the weeks ahead to prepare refund procedures for the post-holiday return wave. A coordinated plan can bring together Security Guard Services Toronto, Construction Site Security Services, Mobile Patrol Services Toronto, Concierge Security Services and Residential Security Toronto across a property portfolio. For stores, the immediate focus is practical: make refund decisions consistent, protect staff and customers, and ensure relevant records can be reviewed when questions arise.
Returns are a routine part of retail service. The challenge is that higher transaction volume can increase pressure on refund desks and make consistent checks harder to maintain. LexisNexis Risk Solutions’ 2026 True Cost of Fraud study, as reported by Digital Transactions, estimates that every $1 of fraud costs Canadian retail and e-commerce merchants $5.23 in total, up from $4.52 in 2025. For Canadian e-commerce, fraudulent requests for a return or refund accounted for 16% of fraud losses, tied with scams and impersonation fraud. Read the report.
The seasonal volume is also worth planning for. Omnisend data reported by Retail Insider found that Canadian order returns in the week after Christmas rose 39% above the average week. Apparel returns increased 39%, while games and pets and animals each rose 19%. These figures describe return activity, not fraud. They nevertheless show why November and December are useful preparation months: clear procedures can help teams handle legitimate returns and identify transactions that warrant closer review. See the Canadian post-holiday returns report.
A refund desk can be a practical control point when employees and security personnel understand their respective roles. Retailers should establish written procedures that align with their own policies and point-of-sale systems. Security personnel can provide a visible presence, assist with safety concerns, and bring observed issues to the attention of store leadership. Staff responsible for approving refunds should make the transaction decision.
Consistent checks may include verifying the receipt or order record, matching the returned item’s condition and identifying details to the transaction, and applying gift-receipt rules consistently. For electronics, teams may compare serial numbers or IMEI details where the retailer’s process allows. Refunds should follow the store’s established policy, including any identity-consistency requirements. Staff should communicate what they are checking, avoid assumptions based on appearance, and refer exceptions to a supervisor rather than improvising a new rule at the counter.
A coordinated plan can connect store procedures with Retail Loss Prevention and wider Security Guard Services Toronto support. The aim is a predictable process that staff can apply politely, whether a return is straightforward or requires review.
Uniformed security can provide a clear point of contact for staff and customers, including at refund desks and fitting-room-adjacent areas. Plainclothes loss prevention may be considered for discreet observation where appropriate to a retailer’s operating plan. These approaches serve different purposes and should be defined in advance, with clear escalation steps and attention to customer privacy.

Ontario’s Private Security and Investigative Services Act, 2005 defines security guard work to include guarding or patrolling to protect persons or property, including services to prevent theft-related property loss in retail settings. Under section 35(1), a security guard must carry their licence, identify as a security guard on request and produce the licence on request. Section 35(3) provides an exception to the uniform requirement for certain loss-prevention roles; Metro’s retail officers are uniformed. Review the Act.
CCTV coverage can be more useful for later review when camera positions include the refund desk and point-of-sale area, and when footage can be aligned with transaction times. Retailers should confirm that camera views suit their site layout, that relevant systems use consistent time settings, and that access and retention follow the organization’s policies. Where a transaction is flagged for review, an authorised manager can use the time, register and transaction reference to locate relevant footage, subject to applicable privacy requirements.
For patrol activity, Metro’s Sky-Guard Monitoring System supports GPS check-ins and daily electronic reports. Used alongside store procedures, these records can help supervisors review patrol activity and bring relevant observations into the site’s wider operational record. Metro Protective Services has served Toronto and the GTA since 2000, with a 24/7 dispatch centre coordinating service and support.

A security response should not turn a routine policy question into a confrontation. Ontario Regulation 363/07 requires licensees to act with honesty and integrity, treat people equally without discrimination, avoid profane, abusive or insulting language, refrain from unnecessary force, protect confidential information and co-operate with police where required by law. At a return desk, that means applying the same standards when a receipt is questioned, handling customer information discreetly and using calm communication. De-escalation and customer-service training can help officers support a safe environment while store staff address refund decisions. Read O. Reg. 363/07.
CBC News reported that Peel Regional Police laid 2,310 retail-theft-related charges in 2025 and 2,241 in the first eight months of 2026. Since spring 2026, Peel’s BEAR unit had made 53 arrests, laid 263 charges and recovered more than $1 million in stolen property. Ontario’s Bill 119, which had passed second reading but was not yet law as of the report, would create a dedicated prosecution team for organized retail theft. These developments do not make every refund concern a criminal matter. They do reinforce the value of records that are factual, time-specific and suitable for review by store leadership, police or insurers when appropriate. Read CBC’s report. This article is general information, not legal advice.
Retailers and property managers often oversee more than one site, so procedures should be clear enough to adapt across locations. Residential Security Toronto can include professional lobby and concierge security for residential buildings, with defined steps for visitor interactions and escalation. Construction Site Security Services can support site access and property protection under a separate operating plan. Mobile Patrol Services Toronto can provide scheduled checks across multiple addresses, while Concierge Security Services support front-desk operations in residential and commercial settings.
These services address different risks, but they benefit from consistent instructions, reliable communication and records that are straightforward for management to review. Metro’s Security Guard Services Toronto can be planned around the requirements of each property rather than relying on a single approach for every site.
Preparing before the return wave can help your team approach busy refund periods with clear roles and practical procedures. Metro Protective Services has served Toronto and the GTA since 2000, with trained personnel, 24/7 dispatch coordination and the Sky-Guard Monitoring System for GPS check-ins and daily electronic reporting.
For a service discussion or quote, contact Metro Protective Services. You can also chat with us on WhatsApp. Interested in joining the team? Visit Careers.
Tags: Retail Loss Prevention, Security Guard Services Toronto, Mobile Patrol Services Toronto, Concierge Security Services, Residential Security Toronto, Construction Site Security Services, Return Fraud, Refund Abuse, Sky-Guard Monitoring System, GTA Property Protection
